Every state has different guidelines. However, the State of Florida give the insurance company or the insurer 90 days to pay or deny a claim! The Statute for the specifics on this Florida law is Florida Statute 627.70131 (5)(a). Please click on the link and scroll down to section (5)(a).
Violation of this law by an insurance company can be reported to the Department of Financial Services.
Call Experienced Public Adjusters is you have questions about your property damage claim or if you need help!