You may wonder if home insurance covers damage caused by an electrical outage? The short answer is Yes, provided it’s part of the list of perils contained in your home insurance policy document. However, the compensation may depend on whether the outage was sudden and whether your entire neighborhood was affected by it. An electric outage can lead to several issues, including spoiling of food in the fridge, damage to electrical systems, non-functioning of the heating system, and lack of internet connectivity, to mention a few. On the other hand, if the outage was caused due to an electrical short-circuit, it is sure to throw all your costly electronics and electrical appliances out of gear. Your laptop, mobile phones, and alarm systems can get damaged.
In Tampa, Tampa Electric ensures an uninterrupted supply of electricity to its residents with safety as its uppermost concern. This is also reflected in all the initiatives taken by the progressive local Government, especially the T3 strategy that targets improved quality of community life. The local forward-thinking Government has installed a huge facility at McKay Bay to convert waste into energy which will garner revenue for the residents. So, what is your responsibility, living in this beautiful, environment-friendly, culturally vibrant city called Tampa? It is to purchase good home insurance to safeguard your home and family. Standard home insurance provides coverage for damage loss due to an array of perils that are both natural and man-made calamities, including electrical damage. So, how does one identify electrical damage?
- An unusually high electricity bill is one of the obvious pointers of electricity leakage due to defective appliances.
- Flickering of lights is a sign of a loose connection due to bad wiring and if you ignore it, you may risk having a fire.
- Sparking of switches indicates a short circuit waiting to happen.
- Old electrical equipment and irregular maintenance.
Do not ignore these warning signs and as a matter of habit ensure that all your electronic appliances are working well. Homeowner’s insurance will reimburse your loss but you can help prevent it in the first place. Schedule a qualified electrician to check your home’s wiring from time to time, use circuit breakers and surge protectors to avoid disasters. Always keep the home inventory of all personal belongings updated. These are small measures that go a long way in protecting you when faced by an unexpected disaster. It’s best to hire a reputed public adjuster like Experienced Public Adjusters for assistance with your insurance claim. You’ll never regret the decision. At Experienced Public Adjusters, we deal with the entire claims process, leaving you stress-free, to look after your family and your job. With the damages mounting and making your home uninhabitable, you’ll need all the support you can get. We are familiar with the way insurance companies work and we’re skilled in what we do. This means that our expert adjusters will negotiate with your insurance provider and get you a fair settlement.
Call Experienced Public Adjusters today for all your electrical damage claims in Tampa.