Can A Contractor Assign Insurance Benefits Or Adjust My Claim?
“NO” The implementation of Senate Bill 2A, Senate Bill 2D, and 4D has significantly altered the landscape for contractors involved
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Letter From My Homeowners Insurance
My insurance company sent me a letter saying my claim has been closed. Does this mean I can’t go after
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What is an insurance endorsement?
An insurance endorsement is an amendment or addition to an existing insurance contract which changes or amends the terms or scope of the original policy. Endorsements are
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How much does a public adjuster make in a year?
How much does a public adjuster make in a year? Well if you hire an Experienced Public Adjuster they will
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What is a Public Adjuster in Florida?
A Public Insurance Adjuster in Florida is licensed by The Department of Financial Services and can be hired by a
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Who pays for a Public Adjuster?
In most cases a Public Adjuster will charge a contingency fee as a percentage of only what they are able
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What is a Staff Adjuster?
Staff Adjusters, typically work directly for the insurance carrier. They can work in the field or as a desk adjuster.
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What is the role of a claims adjuster?
A claims adjuster represents the insurance carrier. They usually coordinate the appraisal, gather all documents and the facts and reports
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How Do I File Out A Proof of Loss?
What is a Proof of Loss Form? A Proof of Loss is a policyholder’s statement of the amount of money
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Do all insurance adjusters work for the insurance company?
The answer is sometimes, and yes indirectly! Most Florida insurance companies will outsource this task to an independent adjusting firm
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What are the elements of a bad faith insurance claim?
You can learn more about this by clicking on this link published by Find Law. Call An Experienced Public Adjuster
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How do you become a Public Adjuster?
There are requirements set forth that are constantly changing. You should always contact the Florida Department of Financial Services to
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What is a suitable humidity level to prevent mold?
According to the EPA.gov, “Sometimes, humidity or dampness (water vapor) in the air can supply enough moisture for mold growth.
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If I file a claim how long does the my insurance company have to pay or deny my claim?
Florida Statute 627.70131 states,”Insurer’s duty to acknowledge communications regarding claims; investigation.— (5)(a) Within 90 days after an insurer receives notice of
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What is an insurance appraisal clause and can the insurance company invoke it?
An appraisal clause is a clause or paragraph found in most but not all insurance policies. It is designed to
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How long do I have to file A Hurricane Irma claim
Under Florida Law Statute, 627.70132 Notice of Windstorm or Hurricane Claim, you have 3 years to file a claim, supplemental claim, or
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What is mediation for insurance policyholders?
Mediation is an informal, voluntary, non-binding process for conducting settlement negotiations between you and your insurance company. Mediation can be a
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What is an Umpire when it comes to insurance claims
Insurance policy may have what is called an appraisal clause included in an insurance policy. An umpire is usually an
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¿Qué es un Ajustador de Seguros Públicos?
Un ajustador público es un ajustador de reclamaciones manejador de reclamos profesional que aboga por el titular de la póliza
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Beneficios de contratar a un Ajustador de Seguros Públicos?
Presentar un reclamo de seguro con su compañía de seguros podría ser una experiencia terrible por sí mismo. Un agente
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What is the difference between Actual Cash Value and Replacement Cost Value?
Replacement Cost Value– The term replacement cost or replacement value refers to the amount that an insurance carrier would have to
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How can I prevent water damage?
Proper maintenance and care of your appliances can help ensure they don’t cause a water issue. Have a plumber come
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How do I know if I have enough coverage in case I suffer a water damage loss?
Review your policy with your insurance agent and make sure he goes over the coverages specific to water claims. Also,
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How damaging and dangerous is mold?
Health-wise, mold has been known to be carcinogenic, and can cause flu-like symptoms such as diarrhea and infections, possible lung
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What Is Liberalization?
Liberalization – If an insurance company alters a policy that expands coverage without demanding an additional premium, the insured automatically
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How Do I Know If I Have Black Mold?
How do I know if I have Black Mold? Is black mold dangerous? Also, do I have duty after a
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My property damage claim was settled with my insurance company and I received check. However, now I am noticing more
It most cases it is never to late. It’s common to have supplemental damage claims that can be filed for
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What Is Property Insurance?
Property insurance is all insurance where the payment of the property is paid by the insurance company to the insured
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My insurance company has assigned an adjuster to handle my claim. Why should I not just use them?
A public adjuster is a professional insurance claims handler adjuster who advocates and represents the policyholder in appraising and negotiating
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What Is A Proof Of Loss?
What is a Proof of Loss form requested by your insurance carrier after you report and insurance claim? In most
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