“NO”
The implementation of Senate Bill 2A, Senate Bill 2D, and 4D has significantly altered the landscape for contractors involved in insurance claims. Under these new legislations, contractors are now subject to more stringent regulations. If a contractor claims to handle your insurance claim, it’s crucial to assess the legality of such assertions. Following the sweeping legislation of 2022, contractors are now explicitly restricted from adjusting or executing an assignment of benefits, marking a substantial shift from prior practices.
Governor DeSantis played a pivotal role in signing these laws into effect, thereby ensuring that contractors can no longer engage in activities that were previously permissible. To gain a comprehensive understanding of these changes and the potential legal ramifications for contractors, it is strongly recommended to review the detailed summaries provided on the Florida Department of Financial Services website at https://www.myfloridacfo.com/Division/ICA/PropertyInsuranceChanges#.
As highlighted in the industry warning, contractors should exercise caution, as attempting to adjust an insurance claim without the requisite license may result in serious consequences. The Florida Statutes (Section 626.854 and Section 626.8738) clearly outline the legal framework, stating that acting as a public adjuster without proper licensing may lead to arrest and a third-degree felony charge.
It is incumbent upon policyholders and homeowners to remain vigilant, ensuring that anyone involved in their insurance claims possesses the necessary credentials and adheres to the updated regulations. Stay informed, review the Florida Statutes, and refer to official resources for a comprehensive understanding of these impactful changes.